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Reduce the risk of property loss with renter’s insurance

Reduce the risk of property loss with renter’s insurance

Fire. Theft. Lightning. These are just a few reasons why re-evaluating your home’s preparedness in the face of danger is a good idea. Disaster strikes when you least expect it and may cause a world of trouble if you let it run its course unhindered. Here are a few tips to get you started.

Prevention is key. Look for signs of deterioration in window frames, trim shrubbery or trees that might smash against your windows in the event of a thunderstorm, check for air leakage around pipes, vents and fans, and keep an eye out for mold formation. In addition to causing property damage, mold contamination for example is responsible for creating many health problems too. There are some areas of the home that are specifically prone to mold growth, including the seal on the refrigerator door, window moldings and the shower curtains, and should be a part of your routine cleaning.

As soon as you notice anything out of the ordinary around the house, such as a leaking faucet, a musty smell or any signs of condensation, make sure you inform your landlord and have the problem fixed before it can cause an actual damage.

On the other hand, when faced with the wrath of nature, there’s not much we can do to stop it. But there are ways to minimize its impact. Whether you’re living in a rental apartment, condo, or single-family home, renter’s insurance is your safeguard against property loss. Your insurance policy will help protect your belongings in the event of natural calamities including windstorm, hail and flood, as well as other mishaps like vandalism, or glass breakage.

Rental insurance with ResidentShield can insure full replacement value for your personal property and that of your neighbors in case of fire or other accidents; it can provide you with quick payment for approved claims as well as temporary living expenses over and above your normal living expenses if your apartment becomes uninhabitable due to a covered loss.

Moreover, renter’s insurance shields you if your friends or family get physically injured while on the grounds of your apartment.